To The Girl In Her Mid 20's.!.!.!.!.!.!.!.!.!.

 
You’ve spent so many years looking forward to this phase of your life. And it always looked so cool. So glamorous. So filled with love and laughter.
Yet here you are. With knowledge that it’s anything but.
It’s messy buns and messier lives. It’s baggy shirts and overflowing laundry bags. It’s a lot of work and never enough money. It’s freedom with responsibilities. And life is no longer what it seemed.
Different people are doing different things.
Your best friend’s getting married. Your old classmate is killing it with success. Your ex is happy in love. Your old mate is drowning in drugs. Different people are doing different things. But not you. You’re just existing. You’re getting through everyday a little better than the last. But then you have days where you can’t get up at all.
You spend your Friday evenings holed up in a corner because you’re too responsible to drink your night away. Too control freakish to lose yourself to someone else’s tunes. But somehow, this isn’t enough. This life you’re living doesn’t feel complete. Loneliness wraps around you like a blanket you love and you wonder where you went wrong. Why you became different to everyone else.
“Did I do too much too soon? Did I not do enough? Was there a reason why it was never me? Is this going to be the rest of my life? Alone? Unsuccessful? Filled with dreams that never come true?”
And your hands reach out to your phone. One text. One call. To that someone who might make you feel pretty. Who might make you feel important. And your need takes over.
The need to feel accepted. To feel appreciated. To feel adored. To feel loved.
And it is so strong, you forget your sanity for a few minutes of flattery. You lessen your worth for dishonest words. The hurt in your heart, camouflaged. If only for a few seconds.
But it’s never enough. And when you wake up, it’s worse. The hammering of your heart so loud in your ears. A memory of last night frustratingly haunting. Yet another mistake. Yet again.
You scream hateful words to yourself. When will I ever learn? You go over those messages. Those conversations. How you fell right back into a ditch when you knew better. Just for a moment, you wish you weren’t yourself.
And in that moment, read these words:
Breathe. It’s not so bad. You think I don’t understand. But I do. Because I’m there, too. I’ve made that call. I’ve texted that wrong person. I’ve woken up with regrets. I still do. I’ve felt the need to be held. I’ve felt that silent green monster towards a friend in love.
Yes, we all make those mistakes. And we all think nobody else does. But they do.
So please, don’t hate yourself. And don’t stop. Don’t stop loving with all you have. Don’t stop wishing on every shooting star. Don’t stop dreaming of fairytales and being as amazing as Malala Yousafzai. You might not always get there, but don’t stop.
You have so much left to do. You have a world filled with life waiting to happen. You have books to be read. Steps to be taken. Places to see. People to meet. You haven’t lived half your life yet. There’s so much ahead. And in ten years, when you look back, you’ll wish you were here again.
So don’t waste it wallowing in your own sadness. Don’t lose yourself to your self-pity and non-existent boundaries. Use everyday. And I don’t mean spend thousands of dollars and visit the North Pole. I know how you’re struggling to make ends meet.
Do the simple things. Stop procrastinating. Take a walk with nature. Go to the gym. Read your favorite book for the millionth time. Watch a movie. Write your novel. Sketch until you’re better than the best. Eat like you’re dying tomorrow. And most importantly, make mistakes. Your heart will heal. But today will never be back again. Don’t live with “Could-have-been’s.” Take chances.
And ALWAYS ALWAYS ALWAYS remember – It’s okay to be alone.
There is time to let your life revolve around someone else. But today, let it revolve around you.
Not because you can’t find someone. Not because you can’t be loved.
But because you deserve to wake up with a smile. You deserve to live life. To make memories so wild, you’ll be the coolest grandparent they’ve ever known.
Breathe. It’s only your mid-20’s.

You’re going to be alright... :) ..!.

India exports first batch of 'Made in India' metro coaches to Australia

Creating a history in country's manufacturing sector, a consignment of six metro coaches made in Baroda, India, was shipped to Australia from Mumbai Port on January 29, 2016. 

"The maiden consignment of six metro coaches built in Baroda for export to the Australian government were shipped from Mumbai Port," a statement from Ministry of Shipping said.

With an aim to turn the country into a global manufacturing destination, a total of 450 metro coaches are to be made in India to be exported to Australia over a period of two-and-a-half year.

Construction of metro coaches in Chennai (representational image).

Measuring 75 feet long and weighing 46 tonnes each, the metro coaches are the first of its kind, India has ever exported.

"The entire stevedoring operation (loading into ship) of these prestigious over-sized metro coaches has been done in-house by Mumbai Port Trust unlike any other port in India where private operators carry out such operations," the statement said. 

Ever since the launch of 'Make in India' campaign, the metro coaches have also become the first of its kind export that India is doing. 

India will also be exporting 521 bogie frames to Brazil for Sao Paulo monorail. 

Three new Metro coach manufacturing units were established in India in 2015. Also, as per the reports, there will be a demand of 2000 metro trains in India in the coming 5 years, which will prove to be a boon for India's manufacturing sector.

Sensex closes 162 points up at 25,779 after RBI rate cut lifts sentiments, Nifty settles at 7,843

The stock markets reversed early losses after the central bank cut its key interest rate by 50 basis points versus expectations of a 25-basis-point cut. The BSE Sensex closed 161.82 points up at 25,778.66. Nifty closed 47.60 points up at 7,843.

benchmark 10-year bond surged to its highest in more than two years after the Reserve Bank of India (RBI) cut interest rates by a bigger-than-expected 50 basis points and allowed for steady increase in foreign investment limit in government securities. The BSE Sensex closed 161.82 points up at 25,778.66. Nifty closed 47.60 points up at 7,843.

The RBI cut the repo rate from 7.25 per cent to 6.75 per cent, while it left cash reserve ratio unchanged at 4 per cent.

Brokers said the RBI’s decision to cut repo rate by 0.50 per cent to 6.75 per cent was better than market expectations and buoyed trading sentiments.

In the 50-share index, Maruti Suzuki, HDFC, Coal India, IndusInd Bank, Bank of Baroda gained between 1.80 per cent and 3.30 per cent. On the other hand, Vedanta, Bosch, BPCL, Hindalco and Tata Steel dipped between 3.10 per cent and 5.70 per cent.

Nithin Kamath, founder and chief executive officer, Zerodha said, “RBI’s decision to lower the repo rate by 50 basis points (bps) is much needed breather for the economy as a whole, this is a huge positive for the markets. Hopefully this should ease up the liquidity and trigger corporate capex cycle and earnings.”

Rate sensitive stocks remained top gainers in the BSE sectoral indices. The BSE Realty index gained the most — 1.99 per cent at 1,368.55, followed by the BSE Bankex (0.90 per cent) and BSE Auto index (0.76 per cent).
Here is Sunil Jain, Managing Editor of The Financial Express’ take on RBI rate cut:
https://youtu.be/SFP-bMNlZos

The BSE Metal index declined 1.45 per cent at 6,611.31.

Dipen Shah, head of private client group research, Kotak Securities, said, “Rate sensitive stocks rose on the back of the RBI rate cut whereas metal stocks suffered on back of continuing Chinese concerns.”

Getamber Anand, president, CREDAI, said, “The industry is welcoming RBI Governor’s announcement of rate cut by 50 basis points, this was long overdue. Not only in Real Estate, but across the manufacturing industries and businesses, everyone is feeling encouraged by this announcement.”

European shares fell for the second day in a row on Tuesday as weakness in the commodities sector hit markets, though battered miner Glencore  halted its slide after a bruising sell-off on Monday.

Markets through the day

3.30 pm: The BSE Sensex closed 161.82 points up at 25,778.66 on Tuesday. Nifty closed 47.60 points up at 7,843.

S&P BSE Sensex

3.00 pm: Meanwhile, State Bank of India (SBI) cuts benchmark lending rate by 0.4 per cent to 9.3 per cent. The share price of SBI was up 1.50 per cent at Rs 243.15. The BSE Bankex was up 1.06 per cent at 19,800. Adhil Shetty, chief executive officer, Bank Bazaar.com, said, “I expect base rate cuts by banks over next few days which will pass on the benefit to retail borrowers.”

Naveen Kukreja, managing director, Paisabazaar.com, said, “The 50 basis points cut was much than the market was expecting. This time it is a large cut by the RBI, we believe banks will surely pass the cut to retail borrowers on immediate basis. I expect banks will pass the cut between 30 basis points to 40 basis points to borrowers.”

2.47 pm: Sensex was up 270 points at 25,886. In the 30-share index, HDFC, Maruti and Mahindra & Mahindra were up 4.19 per cent, 3.63 per cent and 3.03 per cent, respectively.

2.25 pm: The BSE Midcap index and BSE Smallcap index were up 0.60 per cent and 0.18 per cent at 10,636 and 10,936, respectively. Sensex was up 371 points at 25,988.

2.11 pm: Sensex jumped 421 points at 26,038. S Naren, CIO, ICICI Prudential AMC, said, “We believe there was substantial scope for interest rates to come down in India as a result of developments in commodities prices across the world. Hence, a 50 basis points rate cut is a step in the right direction to improve the long-term growth of the economy. Going forward the key factors required for driving growth would be Goods and Services Tax (GST), resolution of non-performing loans (NPL) problems and ease of doing business. Over a period of time, we expect further moderation in interest rates from current levels and investors should continue to invest in duration with an aim to benefit from the same.”

2.08 pm: Sensex was up 390 points at 26,007. Nifty was up 113.85 points at 7,909.  Arun Singh, senior economist, Dun & Bradstreet India, said, “While it has been largely expected that the RBI should cut the repo rate, the front-loading of the rate cut has been more than anticipated. However, this will give room to the RBI to tinker the policy rate when the US FED hikes the policy rate. Till now, a cumulative 125 basis point reduction in the repo rate has not been adequately transmitted via the banking system. The onus now shifts to the banking system and the government for flow of funds to the productive system of the economy.”

1.52 pm: NSE Nifty was up 81 points at 7,877. Sahil Kapoor, chief market strategist, Edelweiss Financial Services, said, “The 50 basis points repo cut by RBI and the corresponding measures are indicative of a change in stance from being a strong inflation hawk to a data dependent dove. RBI has repeatedly indicated that its accommodative stance on monetary policy continued to be in place and the current policy statement indicates a renewed commitment towards growth. We believe this interest rate cut would support equity markets, lead bond yields lower and continue to support currency markets as growth focus attracts investments.”

1.46 pm: The top gainers on the Sensex were HDFC up by 3.76 per cent, M&M (up 3.09 per cent), State Bank of India (up 2.15 per cent), Larsen & Toubro (up 1.90 per cent). On the flip side, Vedanta down by 4.55 per cent, Hindalco (down 2.55 per cent) and Tata Steel (down 2.48 per cent) were the top losers. Sensex was up 275 points at 25,892.

1.07 pm: Shares of Lanco Infratech on Tuesday surged nearly 11 per cent following reports that the company may sell power projects having a capacity of 3,000 MW from 2018 onwards and expects to get Rs 25,000 crore, which would help pare debt and also infuse fresh capital into the group. The scrip was trading 9.87 per cent up at Rs 4.12 in the afternoon trade. Sensex was up 205 points at 25,822. Nifty was up 62 points at 7,858.

12.55 pm: Wiping off its initial losses, the benchmark BSE Sensex jumped by 172 points and the NSE Nifty regained the 7,800-level as rate-sensitive stocks rallied after the Reserve Bank cut interest rate by 0.5 per cent today. Sensex was up 0.68 per cent at 25,790. Nifty was up 0.59 per cent at 7,841.

12.06 pm: Meanwhile, Navneet Munot, chief investment officer, SBI Funds Management, said, “A cut of this magnitude was warranted and this will have positive ramifications on growth and markets. We should test 7.50 percent on 10-year yield with potential to go even lower. The linkage of real rates to 1-year treasury bill opens up room for further rate cuts.” Sensex was down 20 points at 25,596.

11.18 am: Home loans are set to become cheaper after the Reserve Bank of India on Tuesday in its monetary policy review announced to cut repo rate by 50 basis points to 6.75 per cent. Shares of SBI, IndusInd Bank and HDFC Bank were up 0.15 per cent, 0.62 per cent and 0.68 per cent.

11.11 am: Post rate cut interest sensitive banking and realty stocks turned green. The BSE Bankex and BSE Realty index were up 0.38 per cent and 0.93 per cent at 19,668 and 1,354. BSE Auto index was down 0.16 per cent at 16,989.

11.08 am: RBI Governor Raghuram Rajan surprised market analysts on Tuesday. A Reuters poll last week showed only one out of 51 economists had expected a 50 basis points rate cut, while 45 had expected a 25 bps cut. Sensex and Nifty were up 6 points and 10 points at 25,622 and 7,805.

Within minutes of RBI policy announcement, Andhra Bank cut its benchmark lending rates by 0.25 per cent. The other banks are likely to follow suit.

11.02 am: Sensex was up 86.54 points at 25703.38. Shares of HDFC was up over 2 per cent at Rs 1,199.70.

11.00 am: RBI cuts repo rate by 50 basis points. Sensex wiped off some its losses and was down 133 points 25,483. Repo rate is now at 6.75 per cent. Jyoti Vaswani, chief investment officer, Future Generali Life Insurance, said, “Repo rate cut of 50 bps by RBI is a positive surprise. On the back of a slowing private investment, RBI has delivered what industry wanted with an aggressive rate cut. Also, more importantly RBI will continue its accommodative stance and work with Government towards transmission of bulk of the 125 bps cut which augurs well for revival of capex cycle. The increase in the FPI limit for investment in central govt. securities and introduction of a separate limit for SDLs would go a long way in ensuring increased FII participation in the Indian Debt markets. It also indicates RBI’s comfort with the improving macro-economic scenario in India. Today’s policy actions should be accepted positively by both equity and debt markets.”

What is Repo Rate: Repo rate is the rate at which the central bank of a country lends money to commercial banks in the event of any shortfall of funds.

10.54 am: All the major sectoral indices in the BSE were trading in the red as the BSE Midcap and Smallcap indices lost 1.3 per cent and 1.2 per cent, respectively. Sensex down over 300 points at 25,312. Nifty was down 94 points at 7,701.

10.27 am: Interest sensitive stocks are in focus ahead of the Reserve Bank of India (RBI) fourth bi-monthly monetary policy which is scheduled around 11 am on Tuesday. Most of markets are predicting that the RBI may go for a 25 basis points rate cut this time. In the early trade on Tuesday, the 30-share index was down around 1 per cent at 25,373 at 10 am. BSE Bankex, BSE Auto and BSE Realty were down 1.76 per cent, 1.71 per cent and 1.18 per cent, respectively. Nifty was down 85 points at 7,711.

10.02 am: The rupee fell sharply by 32 paise at 66.37 against the US dollar in early trade today at the Interbank Foreign Exchange due to month-end demand for the American currency from importers. Sensex was down 246 points at 25,370. Nifty was down 79 points at 7,716.

9.27 am: Sensex was down 286 points at 25330. Nifty was down 79 points at 7,716. Nitasha Shankar, vice president, research, YES Securities, said, “The global investors are back to being cautious with worries related to China and overall growth of the global economy. In such a scenario all eyes are turned towards the RBI. Expectations are for a rate cut in the policy meet scheduled to be held today. These expectations were visible in the run up seen in the rate sensitive sectors in the previous trading session.”

9.16 am: Sensex was down over 300 points at 25,307.94. Nifty was down over 1 per cent at 7,712. Vedanta, ICICI Bank, Bharti Airtel, Axis Bank, Hindalco and Tata Steel declined over 2 per cent in the early trade.

Domestic equity markets opened lower on Tuesday tracking weak global cues. Sensex opened 120.46 points down at 25,496.38. Nifty opened 70 points down at 7,725.70.

Interest sensitive stocks are likely to be in focus ahead of the Reserve Bank of India’s (RBI) monetary policy review, which is scheduled around at 11 am. The RBI had kept its benchmark lending rate – the repo rate unchanged at 7.25 per cent in its monetary policy review on August 4.

• How has the market reacted to the three previous RBI monetary policy decisions?

On Monday, Sensex closed 246.66 points down at 25,616.84 while Nifty closed 72.80 points down at 7,795.70. Vinod Nair, head, fundamental research, Geojit BNP Paribas Financial Services, said, “We are in a wait and watch scenario ahead the RBI policy meet on Tuesday. We believe that the market has already considered a rate cut of 25 basis points, hence the commentary will be more important. Given the volatility in the global currency and the likelihood of a US rate hike by Dec-15, the commentary is likely to be hawkish and may not be taken positively by the market.”

Ecommerce: Flipkart ‘Big Billion Sale’ starts 

Oct 13; lures with discounts across 

70+ categories

Flipkart Big Billion Sale will offer exciting offers and unbeatable discounts across 70+ product categories for customers to shop from, the company said.Homegrown e-commerce giant Flipkart today announced the second edition of “Big Billion Sale,” to be held between October 13 and 17.An app-only shopping event, Big Billion Days, will offer exciting offers and unbeatable discounts across 70+ product categories for customers to shop from, the company said.Celebrating the start of festive season, Big Billion Days will be the ultimate shopping event for customers to shop for gifts and other items for friends and family, it said.Stating that customers can shop across a range of categories during the five-day long shopping festival, Flipkart said Myntra will also be a part of Big Billion Days and will be presenting a curated selection from iconic fashion brands at never-before offers.Flipkart had last year apologised for the glitches encountered during the ‘Big Billion Day’ sale, admitting its “failure” in living up to the expectations of its customers.“India shops the most during this time of the year. With over 75 per cent of traffic coming via mobile, we expect this app only sale to be the biggest shopping event of the year. Bigger and better as compared to last year, we have worked towards ensuring a seamless shopping experience for our customers,” Flipkart Head of Commerce Mukesh Bansal said.Pointing out that the company has ramped up its technology and supply chain support to ensure all our 50 million customers have the best ever mobile shopping experience, he said “In fact, to cater to the massive customer demand; we have opened new fulfillment centers across the country to guarantee efficient delivery.”“Considering the sale will feature fantastic deals across millions of products in all categories from over 40,000 sellers, our aim is to give our consumers nothing less than 5 days to shop to their hearts content,” he added.The company has also roped in its partner banks to give Flipkart customers exclusive offers during ‘Big Billion Days'.

PepperTap raises $36 million from Snapdeal, 

others

E-commerce major Snapdeal today said it has picked up minority stake in hyper-local grocery delivery service, PepperTap, leading a USD 36 million funding round...E-commerce major Snapdeal today said it has picked up minority stake in hyper-local grocery delivery service, PepperTap, leading a USD 36 million funding round.The funding will be used to expand PepperTap’s presence to 75 cities from the current 18 cities, customer and talent acquisition, PepperTap Co-Founder and CEO Navneet Singh told reporters here.PepperTap, which is looking to raise up to USD 20 million more in 2-3 weeks, said the current round of funding saw participation from existing investors -– Sequoia India and SAIF Partners — as well as new investors like Ru-net, JAFCO, and BeeNext.“We have worked with Navneet and his team that also runs a logistics firm (Nuvo Logistics). Grocery is about 59 per cent of retail GDP in India and we are excited to be entering into a strategic partnership with PepperTap to tap this market,” Snapdeal CEO Kunal Bahl said.Snapdeal has been on an acquisition spree, beefing up its presence as it takes on players like Flipkart and Amazon in the burgeoning Indian e-commerce industry.This year alone, Snapdeal has acquired payments and mobile recharge startup Freecharge in a cash-and-stock deal (estimated at USD 400-450 million), MartMobi, Letsgomo Labs and Reduce Data.It has also picked up stakes in digital financial services platform RupeePower and logistics venture GoJavas.Founded in 2010, Snapdeal has over 90 million registered users (Freecharge included) and over two lakh business sellers.Snapdeal, which counts Japan’s SoftBank, Foxconn, Alibaba and eBay among its investors, has been scouting for acquisitions in mobile technology and supply chain space.“We will work towards accelerating growth at PepperTap. Grocery is going to be a big driver for online retail in India and we want to play a leading role in building a conducive ecosystem for further growth of e-commerce in the country,” Bahl added.PepperTap allows customers to choose from over 15,000 products across categories like daily use items, bath and hygiene products, fruits and vegetables, etc. It generates about 20,000 average transactions per day.PepperTap raised seed round of US 1.2 million from Sequoia India in November 2014 and Series A of USD 10 million from SAIF Partners and Sequoia India.“From less than USD 1 million GMV run rate at the start of fiscal 2015-16, we are solidly on track to end the year with a GMV run-rate of over USD 250 million.“Using the investments, we are looking at expanding our footprint to 75 cities in the next six months. We will also double our head-count from the current 3,000 in the same time frame,” Singh said.

AirAsia’s ‘Big Sale’ offer prices tickets at Rs 1,390; ‘free seats’ also available

Tony Fernandes' AirAsia has unveiled one of the biggest sale offers ever, putting up for sale 3 mn (30 lakh) seats, which includes...

Tony Fernandes’ AirAsia has unveiled one of the biggest sale offers ever, slashing airfares on as many as 3 mn (30 lakh) seats, which includes destinations in India and are priced as low as Rs 1,390.

As part of this mega sale offer, AirAsia has rolled out airfares for the Visakhapatnam-Kuala Lumpur flight for Rs 3,399 and for travel on Kochi-Kuala Lumpur sector the price of the ticket is Rs 3,699, the airline said here.

The bookings for the seven-days-Big Sale offer begins today for travel period from September 1 to May 31 next year, AirAsia said.

The highest fares under the sale bonanza have been offered for travel from Kolkata and Bengaluru to Kuala Lumpur at Rs 6,999 for (each sector) while the ticket price for Trichy and Hyderabad have been pegged at Rs 4,699, according to the airline.

Besides, the airline’s domestic subsidiary AirAsia India too has rolled out an all inclusive one-way fare starting from as low as Rs 1,390 for flights from Bengaluru to Kochi, Rs 1,690 from Bengaluru to Goa, Rs 3,290 from Bengaluru to Jaipur and Rs 3,490 from Bengaluru to Chandigarh and vice versa, the release said.

“Our amazing Big Sale will allow guests to plan their travel in advance with low fares. We are excited with the immense support and positive response we have received from our guests. At AirAsia India, we are constantly working towards making air travel affordable for every Indian,” AirAsia India chief executive Mittu Chandilya said.

In conjunction to the big sale promotion, free seats with zero base fares are also up for grabs for AirAsia Berhad flights from Kuala Lumpur to various destinations across the airline’s extensive network, such as Langkawi, Penang, Kota Kinabalu, Bangkok, Bali, Hong Kong, Kalibo (gateway to Boracay), Melbourne, Seoul, Sapporo (transit via Bangkok), Taiwan and many others, the release said.

AirAsia India currently flies from six domestic airports – Bengaluru, Chennai, Kochi, Goa, Chandigarh, Jaipur, Pune.

Google Nexus 6P, Nexus 5X smartphones with ‘Marshmallow’ android unveiled

The Nexus 6P and Nexus 5X unveiled Tuesday are the first smartphones that will be sold with an Android upgrade called ''Marshmallow.''

GOOGLE is countering the release of Apple’s latest iPhones with two devices, Nexus 6P and Nexus 5X, running on a new version of Android software ”Marshmallow” designed to steer and document even more of its users’ lives.
The Nexus 6P and Nexus 5X unveiled Tuesday are the first smartphones that will be sold with an Android upgrade called ”Marshmallow.” It features changes that will give Android’s personal assistant, Google Now, expanded powers to explore the information that people call up in the mobile applications.
Google uses its Nexus line of phones to showcase how the company would like Android to be set up. Most phone makers, though, still take advantage of the freedom that Google gives them to alter Android.
Prices for the Nexus 6P start at $499 and at $379 for the 5X.